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Why "No Win, No Fee" can be "No Win, Still Pay"

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It may surprise people that even if you have a “No Win No Fee” agreement with your lawyer for litigation you may have to pay legal fees and costs should you lose the case. Although on the face of it this seems to be wrong it is worth exploring...

The New Auction Law - Cyprus Property Owners

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IMPORTANT UPDATE FOR CYPRUS PROPERTY OWNERS Auction Law or CHF MORTGAGED PROPERTIES Amendment Act 87 (I) / 2018 - The Transfer and Mortgage of Immovable Properties Law of 1965 (9/1965) The procedure for the sale of a mortgaged property is governed by Part...

What sort of offer will secure my overseas property?

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What sort of offer will secure my overseas property? So there we are, I’ve shown my buyers a property they love and they ask me ‘that’ question - “What sort of offer should I go in at”? There is no formula but there is a...

Insurance and Specific Risk policies on foreign properties

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Unless you have bought property in the USA you may not have heard of Title Insurance. Title insurance is, in effect, an indemnity insurance policy which protects against financial loss as a result of defects in the title to the property. It is not a...

Getting things right in Cyprus

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Much of our work over in Cyprus involves helping clients who bought property with Swiss Franc mortgages so it’s good to remember what inspired them to buy there in the first place and why it still represents a great location today. 20,000 of us Brits...

Timeshare Cancellation Companies Warning

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The Timeshare world is a murky one. One thing can look like another and some companies spend quite a bit of time and effort hiding their true identity or objectives. This is true not only for the timeshare resorts and sales companies but also the huge...

Force Majeure clauses in property contracts - what are they and when can they be invoked

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If you have bought a property abroad in the last 10 to 15 years in countries such as Cape Verde, Turkey, Morocco, Brazil or the UAE then the likelihood is that the property was still being built when you committed to buy. This is commonly known as buying a...

How to choose a lawyer when buying property abroad

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When you buy a property in the UK you will probably know which lawyer you are going to use to help you buy. They could be somebody that you have used before. They could be your nearest local solicitor. They could be somebody that is recommended to you by a...

Company ownership of foreign property

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We are often asked about the various options and structures of owning a property abroad through a company. The theory is that if you put a property abroad into the name of, for example, a British company, then should you sell the property or should you die...

The effects of Brexit on property owners and buyers in Europe

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After the result of the Brexit Referendum we are frequently asked about the effect of this by both current and potential property owners within Europe.  The reality is that until Article 50 is invoked there is no change and all the rights that owners...

I already have a foreign lawyer but.....

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When we deal with a prospective client we are generally happy to have an initial no cost chat with them about their situation. We often spend some time going through their case, review documents and then give some provisional advice without charge. Indeed,...

Cyprus Banks Continue To Issue Proceedings Against UK Buyers

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In recent weeks we have again seen an increase in the activities of the Cyprus Banks against UK buyers of Cyprus properties, as they continue to serve Writs of Summons on clients at their UK residences for defaulting on their obligations against Loan...

Bankers Drafts - why are they used to buy property abroad?

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In many countries the final payment for the purchase of a property will be done via a Bankers Draft. Having typically paid a reservation fee or initial deposit to secure the property and having hopefully instructed an independent lawyer to conduct all of the...

Fake lawyers abroad and cold calling

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It may come as somewhat of a surprise (or not) to learn that there are individuals operating on-line who are pretending to be solicitors and lawyers – both in the UK and abroad - in order trick and scam innocent victims out of money. The scammers often...

European Enforcement Orders

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The introduction of European Enforcement Orders in 2005 was designed to speed up the enforcement of certain judgements and to keep costs down. Effectively they made a judgement obtained in any member state within Europe instantly enforceable in another...

Due diligence by Estate Agents on overseas developments

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Estate agents sell properties. They are not as a rule there to carry out extensive  due diligence . They should therefore also not be expected to carry out searches on resale properties that they have on their books. In theory they shouldn’t...

Brexit - will that stop a foreign Bank pursuing me in the UK

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This is a question that is becoming ever more relevant as thousands of individuals who have previously bought foreign property now find themselves unable – or unwilling – to meet the seemingly ever increasing costs associated with their overseas...

Mortgages on foreign property

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When buying a property overseas often a buyer will need to take out a mortgage to help them fund the purchase, just like they do when buying a property in the UK. What is different when buying a property abroad is that there can be several different options...

Due Diligence; Can it to help you sell your foreign property?

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Over the last few years there have been a great many people who have been trying to sell their properties abroad but without success. Typical comments from Sellers are that there aren’t the numbers of buyers that there used to be, there are so many...

Renegotiating Swiss Franc Mortgages in Cyprus.

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If you have an existing Housing Loan in Cyprus in the Swiss Franc denomination (CHF) taken out for the purchase of an immoveable property in Cyprus, you may now be looking, or being encouraged by the bank in Cyprus, to renegotiate the terms of the Loan to...

Transferring to another unit on a new overseas development

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As specialists in the various problems which can arise with an overseas property investment, we are frequently approached by investors who are concerned about or are experiencing problems with their foreign property purchase or their foreign developer. And...

The dangers of timeshare forums

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Timeshare can be a murky industry and very often things aren’t what they initially seem. And there is no better example of that than Timeshare Forums and internet sites. There are various forums out there where people can discuss their timeshare...

Healthcare Abroad

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When you own a property abroad there may be times when you need access to healthcare. Within Europe (at the current time of writing prior to the UK coming out of Europe as a result of the Brexit referendum) this is quite simple. If you are on holiday and...

Swiss Franc Mortgages in Cyprus: The Success Stories

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“The Swiss Franc mortgage taken out to fund our investment in Cyprus some years ago has become a nightmare”. “It is an issue causing us huge distress and anxiety as it has become an imminent threat to our assets in the UK”. Does this...

Signing documents without reading them or taking legal advice

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More often than not when buying a product or paying for a service we will be asked to enter into a contract of one sort or another or sign Terms and Conditions which then form part of a Contract. The reality is people enter into contracts quite often several...

Why Timeshare maintenance fees increase

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Many years ago when Timeshare first appeared as a concept the attraction was quite simple – you owned/purchased a single week in an apartment (often called a “unit”) in a resort and this worked out significantly cheaper than the cost of...

Interim court order issued by District Court of Nicosia, Cyprus

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The Nicosia District Court recently granted an interim order for the freezing of a borrower’s installments in Swiss Francs (CHF). The lawsuit was filed by a borrower and a guarantor and concerned a loan which was granted back in 2007, the installments...

How should one act when served with documents related to Cyprus Courts?

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The above is a question that more often than not begs for an answer. It has become a frequent occasion for non-Cypriots (mainly U.K. citizens) to be served with documents issued out of the Registry of a Court in Cyprus. Should one ignore them or should he or...

Powers of Attorney

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When a legal issue is encountered in a foreign jurisdiction, you will often hear talk of a Power of Attorney. In reality this is nothing to be afraid of. A Power of Attorney is simply a document which grants the ability to somebody else to do something on...

Litigation abroad; should you wait for others?

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With the huge growth of social media in recent years, individuals who have legal issues abroad, whether it is problems with a failed development overseas or issues such as Swiss Franc Mortgage problems in Cyprus, are now able to gain access to specifically...

Do I need a lawyer to buy a property abroad?

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It may seem strange to ask such a question but bizarrely this is one of the most common questions we get asked.  The simple answer is no, you don’t. However, it would be very naive or even foolish look to buy a property anywhere in the world...

Can We Help

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Judicare is very often contacted by people who have found themselves involved in Court  proceedings in Cyprus – whether as Plaintiffs or Defendants – asking whether we can find out at what  stage these Court proceedings are. If these...

Cyprus Court Proceedings

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Through the use of TCA Law in Cyprus, we are now awaiting the final setting down of firm trial dates in relation to our clients and their claims against the banks in Cyprus as it concerns the issues of  Swiss Franc Loans  taken out for the...

Swiss Franc Mortgage problems in Cyprus & the issue of Jurisdiction

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Swiss Franc Mortgage problems in Cyprus & the issue of Jurisdiction -------------------------------------- 1. In the last few weeks the issue of jurisdiction i.e. in which Court the purchasers of immovable property in Cyprus must pursue their rights has...

Jonnie Irwin - Judicare Ambassador

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For more than a decade Jonnie has been one of the most recognisable and well-loved celebrities within the international property industry. A highly respected expert on all matters associated with overseas property Jonnie has been at the forefront of the...

An important decision of the Supreme Court of Cyprus

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Τhe Supreme Court of Cyprus issued a very important judgement on the 23/12/2015 in relation to the validity of Powers of Attorney used, among others, in transactions relating to the purchase of immovable properties in Cyprus. A Power of Attorney, in...

Jonnie Irwin joins the Judicare team

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For more than a decade Jonnie has been one of the most recognisable and well-loved celebrities within the international property industry. A highly respected expert on all matters associated with overseas property Jonnie has been at the forefront of the...

Swiss Franc Loan deadline in Cyprus Limitations Law (66(1)2012)

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As the deadline of 31st December 2015 approaches, clients of immovable properties in Cyprus are faced again with confusion surrounding the implementation of the Limitations Law in Cyprus and with the questions of how and under what circumstances is the Law...

Cyprus Seminars Update

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As we approach the seminars being held at Birmingham City FC (Saturday 24th October) and Arsenal FC (Sunday 25th October) there have been some notable recent changes to legislation in Cyprus. Changes to the laws surrounding how and under what conditions...

Free Cyprus Seminar

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Birmingham City Football Club and Arsenal Football Club will again be the venues for the latest free seminars given by Judicare and their Cyprus Barristers for any concerned purchasers of immovable property in Cyprus, particularly in relation to Loans taken...

Dafydd James joins the Judicare team

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Dafydd enjoyed a highly decorated career as a professional Rugby union player over 15 years having played over 500 times as a professional. During his illustrious career he had spells at Bridgend, Pontypridd, Harlequins and Llanelli Scarlets where he also...