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Undiscovered beaches and mountains of Cyprus - an area for all budgets

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Us Brits love Cyprus and with such beautiful coastline and shared history on the island it's easy to see why. With many buyers concentrating on Paphos and the south coast as destinations I was determined to seek out somewhere new. What I discovered was...

Making a splash with a swimming pool

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When it comes to buying a holiday home in a sunny destination, access to a swimming pool ranks fairly high on most people’s wish list and if the property is a fair distance from the beach it becomes almost a necessity. But what are the things to...

How to protect yourself when buying a property abroad

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When buying property overseas, it’s important to be aware that property laws in other countries can be very different to those in the UK and there are often issues to consider that you wouldn’t normally have to worry about when purchasing a...

Laura Hamilton's Marvellous Marbella

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As well as being one of the faces of Channel 4’s ‘A Place in the Sun’ I’m also the proud owner of a holiday home in San Pedro, close to Puerto Banus on the Costa del Sol.  During the economic crisis of 2007 (which seems like a...

Buying a property on The Costa Del Sol - Why choose Nerja?

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Whilst in the area I caught up with Johan Eckerrvik a local estate agent in Nerja about what current market. Nerja like many towns along this beautiful stretch of coastline started out as a small fishing and agricultural village. Boasting some of the most...

Could Inheritance Tax affect where you live in Spain?

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Some people choose to live in one country or another purely for tax purposes and allow the tax savings of being located in that country have an influence on where they settle down. They will compare their tax situation back home compared to the other...

Brexit arrangements with Spain get a bit closer

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Spain and the UK look closer to agreeing the terms of their arrangements for residents in the two countries with the announcement that the UK and Spain have agreed a reciprocal deal on voting rights between the two countries. An announcement in the State...

Why "No Win, No Fee" can be "No Win, Still Pay"

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It may surprise people that even if you have a “No Win No Fee” agreement with your lawyer for litigation you may have to pay legal fees and costs should you lose the case. Although on the face of it this seems to be wrong it is worth exploring...

2019 set to be a year of debt recovery in relation to Spanish Mortgages

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2019 is set to be a difficult year for Spanish property owners who are not up to date with their Spanish mortages. The banks there have started to offload their non performing loans to debt collectors who will invariably start to chase up these loans. We...

The New Auction Law - Cyprus Property Owners

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IMPORTANT UPDATE FOR CYPRUS PROPERTY OWNERS Auction Law or CHF MORTGAGED PROPERTIES Amendment Act 87 (I) / 2018 - The Transfer and Mortgage of Immovable Properties Law of 1965 (9/1965) The procedure for the sale of a mortgaged property is governed by Part...

Tax on Mortgages in Spain - Update

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The situation with the tax that needs to be paid for new mortgage registrations has been clarified with the President of the Government, Pedro Sanchez, announcing measures to make banks, not borrowers pay the tax associated with a mortgage. Clarity The...

Confusion in Spain over mortgage taxes

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A recent Court case in Spain has both clarified and caused confusion over who should pay the taxes associated with taking out a mortgage to buy a property. The Judgement issued by the Supreme Court ruled that it was the Banks - and not the borrowers - who...

Off the beaten track in the hills above Marbella

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I was recently charged with the task of finding a couple A Place in the Sun, in Southern Spain. Sound familiar? Of course it does and whilst I enjoy my job I was somewhat relieved to hear that they wanted me to focus my search somewhere a little less known,...

Spanish Court collapse

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Can the Spanish avoid an absolute collapse of their Court System? As the Court System in Spain groans under the weight of the number of cases there have now been calls to increase the number of Courts to try and tackle the huge delays that have been...

Purchase contracts in Spain

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When buying a property in the UK you may be used to there being a purchase contract. When buying in Spain there may be several different types of contracts to sign and there may indeed be several in one transaction. Unfortunately these different types of...

What sort of offer will secure my overseas property?

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What sort of offer will secure my overseas property? So there we are, I’ve shown my buyers a property they love and they ask me ‘that’ question - “What sort of offer should I go in at”? There is no formula but there is a...

Insurance and Specific Risk policies on foreign properties

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Unless you have bought property in the USA you may not have heard of Title Insurance. Title insurance is, in effect, an indemnity insurance policy which protects against financial loss as a result of defects in the title to the property. It is not a...

Getting things right in Cyprus

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Much of our work over in Cyprus involves helping clients who bought property with Swiss Franc mortgages so it’s good to remember what inspired them to buy there in the first place and why it still represents a great location today. 20,000 of us Brits...

Courts in Spain get tough on Foreign Currency Mortgages

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Recent Court decisions in Spain have highlighted the fact that foreign currency mortgage problems are not limited to jurisdictions such as Cyprus where largescale problems have been incurred by borrowers in the Swiss Franc denomination and are currently...

Timeshare Cancellation Companies Warning

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The Timeshare world is a murky one. One thing can look like another and some companies spend quite a bit of time and effort hiding their true identity or objectives. This is true not only for the timeshare resorts and sales companies but also the huge...